Essential financial information, including how to open a bank account and pay your fees
How do I pay my tuition fees?
Please only send the full invoice amount or,if you are intending to arrange to pay in instalments at registration, the first instalment amount. Instalment options, where available, are explained in further detail with your tuition fee and accommodation information. Maintenance and any other extra payments must not be sent to the University’s bank account. Find out more about payment methods including paying in instalments:
You can pay your fees online here.
Pay by cheque
Make cheques payable to ‘Lancaster University’ and send to: The Cashier, Finance Office, University House, Lancaster University, Lancaster LA1 4YW UK
If you are paying by cheque please pay your tuition fees and accommodation fees separately. You must include your full name and details of the degree course for which you are registered - this is particularly important if someone else is paying the fees on your behalf.
Pay by bank transfer
If you are paying by bank transfer, please use the university bank details as follows:
Barclays Business Centre
Manchester City Office
PO Box 357 51
UK Branch sort code
GB Pounds (Sterling) 40981516 Euros 64128922 Dollars 82674355
If you have any queries contact firstname.lastname@example.org
You will need to bring some British pounds (GBP also called sterling) into the UK for settling in expenses. However we advise against bringing large amounts of cash because this is a security risk. You may also have to declare large amounts on entering the UK. See this UK Government advice page for more information.
Which bank should I choose?
We advise that you open an account at a branch of one of the main British banks. Santander and Barclays have branches on campus and their banking hours are normally 9.30am-5pm, Monday to Friday. They are closed on Saturdays and Sundays, with the exception of Saturday and Sunday of Welcome Week. There are branches of many international banks in Lancaster town centre, including Lloyds TSB, HSBC and NatWest.
The services and type of accounts offered are different at each bank so we advise that you research these and find the right one for you.
How do I open an account?
Once you have chosen the account you’d like to open, you will need to gather the following documents:
- Your signed passport
- A letter from Lancaster University confirming acceptance onto a course of study at this University
- Proof of your address in the UK.
Once you arrive you can request a bank letter from The Base. Do this by ordering it from the Student Portal which can be found on the Current Students page of the Lancaster University website. Choose ‘Document Ordering’ and then choose ‘Bank Letter.’ You will be sent an email once the letter is ready and you can collect it from The Base, located in the main University House building.
Opening a bank account in the UK may take up to a week to complete. It is therefore important that you have access to money (eg travellers’ cheques) for your immediate needs such as food, transport, personal expenses and Welcome Week social activities. The banks cannot open an account with a cheque that is not in GB Pounds (sterling). If your cheque is in your home currency, eg American dollars, the bank will have to return it to the issuing bank, which can take several weeks. The banks advise that you open your account in traveller’s cheques or by banker’s draft rather than a large amount of cash.
We strongly recommend that you do not opt for paper-free banking options. If you are required to extend your visa you will need original bank statements for your application and it can be difficult to acquire these in the correct format if you only have online banking.
Can my spouse or partner open a bank account?
If your spouse or partner is coming to the UK and is planning to work, it should be possible for him/her to open a bank account. They will need to show their passport, a contract of employment and proof of address in the UK.
Will I receive financial assistance in the UK?
We advise you not to assume that you will be able to receive any financial help from the University or that you will be able to earn money by working. The University awards are very limited and highly competitive. You should also note that you will have to show evidence of adequate funds when applying for your visa. For more information about funding awards, please visit the Student Funding Service website.
If you are in receipt of a scholarship from your home country, the British Council or any other organisational source, you should check that you will receive enough money to cover all expenses and that you obtain written confirmation of your award.
What expenses should I expect?
Students report spending about £300 on settling-in, which would include buying warm clothes, bedding, kitchen and cooking equipment, the cost of joining societies and buying bus/train travel passes. To help you budget, please see the International Student Calculator. Here are some expenses to consider:
You may want to consider purchasing additional insurance for valuable items, and/or medical insurance to protect yourself. Both can be provided by Endsleigh.
You need to be covered by a valid TV Licence if you watch or record TV as it is being broadcast (including via devices such as a computer, laptop, mobile phone or DVD/video recorder). It costs £147 for a television licence.
This is a UK Government tax on property. Full-time students are not required to pay this tax, whether living on or off-campus. However, if a student is living in a property with a non-student spouse (ie husband or wife), the spouse will be liable to pay Council Tax unless he or she is subject to immigration control, in which case, they will be exempt from payment.
Generally, the UK benefits from a climate which is comfortable – not too cold in the winter and not too hot in the summer. Nevertheless, some students find they need to buy extra warm, waterproof clothing for the British weather. If you come from a hot climate it might be cheaper to buy warm clothes once you arrive in the UK.
The standard electricity supply in Britain is 220/240 volts, 50 cycles AC and the standard outlet is a 13 amp square pin plug. If you are intending to bring any items of electrical equipment such as hairdryers, make sure they can operate on the British system and bring any voltage or plug adaptors with you as they are difficult to buy in Britain. Many items of electrical equipment may be purchased inexpensively in the UK.
Food and Drink
There are various food outlets on campus. If you eat all your meals at the University outlets this will cost you approximately £90 per week. Your costs will be much lower if you cook your own food. There are two small supermarkets on campus, with larger stores like Sainsbury in Lancaster. Halal meat can be obtained in the town and many students prefer to make an occasional trip to Manchester for further variety.
Most shops will open at 9am and close again at 5.30pm, though supermarkets have longer hours. Some shops don’t open on Sundays. You can order groceries online for home delivery from the larger local supermarkets (Sainsbury, ASDA, Tesco) and the surrounding district also has plenty of typical English pubs ie public houses and inns. Alcoholic and non-alcoholic drinks are served and many provide food, either snacks or full meals.
The water is safe to drink from the taps – you do not need to buy bottled water.
The Spar (the supermarket on campus) sells some basic items of cookware and you may also want to consider catching the bus to Lancaster City centre where there are numerous shops selling cooking equipment, bedding, towels etc. Try Lancaster Market, Wilkinson’s, Argos or any of the independent shops in town. Alternatively, see the independent website of the company Click2 which sells useful kitchen and other items. You can order these in advance of arrival for delivery direct to your Lancaster accommodation.