Joe Deville, Lecturer at Lancaster University, discusses his recent book Lived Economies of Default: Consumer Credit, Debt Collection and the Capture of Affect.


This book, published by Routledge in 2015, examines what happens when everyday forms of borrowing – using credit cards, store cards and personal loans – go ‘bad’. What happens when people start to default on their loans and when they cannot, or will not, repay? In exploring this poorly understood, controversial, but central part our societies and economies, the book combines an economic sociology interested in how specific material devices shape economic action with an attention to the role within market settings of emotion and embodied experience, inspired by affect theory and process philosophy.
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