ESRC CASE PhD Studentship

Investment Aversion in the UK: An Interdisciplinary Exploration of Narrative Origins, Biases and Decision Errors

LUMS building

Fully funded PhD studentship in Economics

At a glance

Study level Postgraduate research students
Fee status Home students, International students (about fee status)
Year of entry 2026
Based on Master's degree performance and application
Amount £20,780 tax-free per annum for the duration of the studentship plus University tuition fees
How to apply

You will need to submit a research statement and personal statement with your application.

The Department of Economics at Lancaster University Management School (LUMS) is offering a fully funded PhD studentship in Economics in partnership with Oxford Risk.

The Department invites applications for one fully funded ESRC CASE PhD studentship, commencing 1 October 2026. This four-year, full-time award is delivered in partnership with Oxford Risk, a leading behavioural finance fintech specialising in financial personality assessment and behavioural engagement.

The successful candidate will undertake rigorous PhD training in Economics, with a focus on Behavioural and Experimental Economics and advanced econometric modelling.

Candidate profile

Applicants should hold a Master’s degree in Economics or a related field (eg Finance, Psychology, Mathematics or Data Science), with a foundational understanding of behavioural/experimental methods and/or econometrics.

While we value these core skills, a central part of this project involves advanced technical training. We are therefore looking for a candidate eager to further develop these competencies under our mentorship.

About the project

This interdisciplinary project examines a central puzzle in UK household finance: persistent aversion to equity investment alongside enthusiasm for speculative assets.

The research will explore:

  • What types of behavioural investment profiles exist in the UK?
  • Which economic preferences and personality traits characterise these profiles?
  • What heuristics, biases and decision errors underpin observed investment behaviour?
  • How do popular economic narratives (e.g., “the stock market is a casino”, “cryptocurrency is the new gold”) shape financial decision-making?

The project combines narrative economics with advanced latent-variable and econometric modelling. It will distinguish between stable personality-based traits and context-dependent behavioural preferences, examining how enduring dispositions interact with situational narratives to influence real-world financial outcomes.

The CASE partnership provides a distinctive applied dimension. The student will engage with Oxford Risk’s behavioural-finance expertise and gain exposure to real-world investor profiling and decision-making research.

Project supervisors:

  • Primary Supervisor: Dr Konstantinos Georgalos
  • Secondary Supervisor: Dr Emre Tarim
  • Partner Institution Supervisor: Dr Greg Davies (Head of Behavioural Finance, Oxford Risk)

Training and Research Environment

Lancaster’s Economics Department offers a research-intensive environment within a world-ranked management school (REF 2021: 90% world-leading or internationally excellent). The student will benefit from:

  • Advanced quantitative and econometric training
  • Access to the Lancaster Experimental Economics Lab (LExEL)
  • ESRC NWSSDTP cohort training and interdisciplinary development
  • Fully funded participation in national and international conferences
  • Opportunities for teaching training and experience

Funding includes tuition fees, a tax-free stipend at the UKRI rate (currently £20,780 per annum, subject to confirmation for 2026/27), and a research training support grant.

How to apply

If you are interested in applying, please contact Dr Konstantinos Georgalos with:

  • a short research statement outlining your research interests and ideas relevant to the project (max. 1,000 words)
  • a CV

Applications will be reviewed on a rolling basis, and early applications are strongly encouraged.

Applications must also be submitted via the Lancaster Economics PhD portal.

Please include:

  • A Personal Statement clearly indicating you are applying for this ESRC CASE studentship
  • A Research Statement (in lieu of a research proposal) outlining your research interests and ideas relevant to the project (max 1000 words)
  • CV
  • Academic transcripts (Bachelor’s and Master’s)
  • Two academic references
  • Evidence of English language proficiency (if required)

Important dates

Application deadline: 31 March 2026

Economics PhD

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