Student finance

Find out more about Lancaster’s cost of living, financial support and guidance and the range of Scholarships and Bursaries available.

Three students shop in Lancaster city centre.

How much does it cost to live in Lancaster?

We understand that, as a student, there are many external costs beyond your tuition fee and housing costs. With travel, groceries, social activities and more, it’s important that you know what to factor into your budget and that you’re aware of what support is available.

According to finder.com, Lancaster is one of the cheapest UK cities to live in, with an average monthly cost of £990, including rent.

Weekly expenses

Lancaster is one of the cheapest cities in the UK. Here, third-year student Naomi explains what spends on a weekly basis. From rent and groceries, to snacks and parties.

Below is a rough guide to some average monthly living costs (excluding tuition fees) for a single student in pounds sterling. The exact amount you need to live on will depend on your individual needs and prices at the time. The 2025 Save the Student Money Survey showed that, on average, a student might spend £1,142 per month (including accommodation).

In addition to the costs below, there may be initial "start-up" costs that vary according to what you can bring with you, or there may be unforeseen costs. If you are an international student and require a student visa to study in the UK, you must also comply with the minimum funding necessary for this.

Managing your money

What do students spend their money on?

According to the 2025 Save The Student Money Survey, students across the UK spend an average of £1,142 per month. This is how that figure breaks down.

46.3% Rent
12.8% Groceries
6% Bills
5.9% Transport
5.3% Going out
4.3% Takeaways and eating out
3.5% Clothes and shopping
15.8% All other expenditure

Part-time jobs

There are many part-time work opportunities here on campus as well as in the city centre. The University’s part-time vacancies are a great way to enhance your CV and earn some extra income while studying.

A part-time job is more than simply being work: it’s the opportunity to meet new friends, make new connections, gain experience for the future or to earn some extra income.

A quote from Michael Robson Student content creator

How can Lancaster help you to finance your studies?

Lancaster offers a range of financial help for UK and International students. We have a range of scholarships and bursaries, and financial advice and guidance.

  • Scholarships and bursaries

    We believe funding concerns should not stop any student with the talent to thrive at Lancaster from applying. Depending on your financial circumstances and academic ability, we have a range of bursaries and scholarships to support students.

  • Fees and funding

    Studying at a UK University means you must pay an annual tuition fee. This fee covers the costs of teaching, examinations and assessment. Eligible UK students can apply for a tuition fee loan from the government.

  • Other financial support

    Our Student Money Advice Service is designed to help students manage money, build confidence in budgeting, and understand banking terminology. We can offer information, and in the case of an emergency, we have discretionary hardship funds available.

Student experience

Linked icons