Dr Steven Finlay

Visiting Researcher

Artificial Intelligence and Machine Learning for Business: A No-Nonsense Guide to Data Driven Technologies
Finlay, S.M. 28/05/2017 2nd ed. UK : Relativistic. 150 p. ISBN: 1999730305, 9781999730307. Electronic ISBN: 9781999730314.
Book

Predictive Analytics, Data Mining and Big Data: Myths, Misconceptions and Methods
Finlay, S.M. 1/07/2014 London : Palgrave Macmillan. 260 p. ISBN: 1137379278, 9781137379276.
Book

Overcoming cultural resistance to PA
Finlay, S. 1/05/2013
Conference paper

Credit scoring, response modeling and insurance rating: a practical guide to forecasting consumer behavior
Finlay, S. 30/06/2012 2nd ed. ed. Basingstoke : Palgrave. 320 p. ISBN: 9780230347762.
Book

Instance sampling in credit scoring: An empirical study of sample size and balancing
Crone, S.F., Finlay, S. 01/2012 In: International Journal of Forecasting. 28, 1, p. 224-238. 15 p.
Journal article

Multiple classifier architectures and their application to credit risk assessment
Finlay, S.M. 16/04/2011 In: European Journal of Operational Research. 210, 2, p. 368-378. 11 p.
Journal article

Are we modelling the right thing?: the impact of incorrect problem specification in credit scoring
Finlay, S.M. 07/2009 In: Expert Systems with Applications. 36, 5, p. 9065-9071. 7 p.
Journal article

Consumer Credit Fundamentals (2nd Edition)
Finlay, S.M. 2009 2nd ed. London : Palgrave.
Book

Credit scoring for profitability objectives
Finlay, S.M. 2008 Lancaster University : The Department of Management Science
Working paper

Multiple classifier architectures and their application to credit risk assessment
Finlay, S.M. 2008 Lancaster University : The Department of Management Science
Working paper

Risk in credit granting and lending decisions: credit scoring
Finlay, S., Soopramanien, D. 2008 In: Encyclopedia of quantitative risk analysis and assessment. Chichester : John Wiley ISBN: 9780470035498.
Chapter

The Management of Consumer Credit: Theory and Practice
Finlay, S. 2008 1st ed. London : Palgrave. ISBN: 0230013511.
Book

Towards profitability: a utility approach to the credit scoring problem
Finlay, S. 2008 In: Journal of the Operational Research Society. 59, 7, p. 921-931. 11 p.
Journal article

Predictive models of expenditure and over-indebtedness for assessing the affordability of new consumer credit applications
Finlay, S.M. 2006 In: Journal of the Operational Research Society. 57, 6, p. 655-669. 15 p.
Journal article

Towards profitability. A utility approach to the credit scoring problem
Finlay, S.M. 2006 Lancaster University : The Department of Management Science
Working paper

Using genetic algorithms to develop scoring models for alternative measures of performance
Finlay, S.M. 2006 Lancaster University : The Department of Management Science
Working paper

Consumer Credit Fundamentals (1st Edition)
Finlay, S.M. 2005 1st ed. London : Palgrave. ISBN: 1403939780.
Book

Using genetic algorithms to develop scoring models for alternative measures of performance
Finlay, S.M. 2005 In: Credit Scoring and Credit Control IX (Edinburgh) - 2005. N/A : unknown ISBN: Unknown.
Conference contribution

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